Here’s a list of 10 Best Credit Cards with their multiple benefits:
Travel Rewards – Capital One® Venture® Rewards Credit Card
- On spending $3000 within 3 months of opening the account, you’ll be rewarded with one-time bonus worth 50,000 miles which amounts to $500 in travel
- No restrictions on airlines or hotels or dates of travel
- No fees on foreign transactions
- No annual fees for the first year, $95 per year thereafter
Air Miles – Chase Sapphire Preferred® Card
- On spend of $4000 in first 3 months, you get rewarded with 50,000 bonus points which amounts to $625 in travel when redeemed through Chase Ultimate Rewards®
- Get 2X points worldwide on travel and restaurants; 1 point for other purchases
- No fees on foreign transactions
- Enjoy 1:1 ratio on transferring points to airline and hotel loyalty programs
- No restrictions on travel dates and destinations
Student Offers – Discover it® for Students
- Enjoy a dollar for dollar match for all cash back you’ve received at the end of your first year
- Earn 5% each quarter on spending at gas stations, grocery stores, restaurants, wholesale clubs and Amazon up to the quarterly maximum each time you activate it; 1% cashback on other purchases
- Enjoy a $20 cash back at the end of each school year when your GPA is 3.0 and higher till the next 5 years
- No fees or APR change for annual renewal or first late payments
Bad Credit – Discover it® Secured Card – No Annual Fee
- Pay no annual fees and earn cash back on every purchase, helps build credit
- Requires a refundable security deposit of at least $200 which helps establish credit line.
- Earn 2% cash back at restaurants and gas stations and 1% cash back on other purchases
- Earn a dollar-for-dollar match automatically at the end of the first year
Groceries and Gas – Bank of America® Cash Rewards Card
- No annual fee
- Enjoy a $150 cash bonus online on purchase of $500 in first 3 months
- 2% cashback on grocery stores and wholesale clubs, 3% cashback on gas on first $2,500 spent in grocery stores, wholesale clubs and gas purchases combined, every quarter
- 1% cashback on other purchases
- Cashback doesn’t expire, can be redeemed for statement credit, check or directly into Bank of America checking or savings account
- 10% customer bonus every time you redeem cashback into Bank of America checking or Savings account
Hotel Rewards – Starwood Preferred Guest® Credit Card from American Express
- Starwood credit card for people who often stay at Starwood chain of hotels (St. Regis, Le Meridien, Westin, Sheraton)
- Earn 25,000 Startpoints on making purchases of $3000 within first 3 months of opening the account
- 5 points per dollar spent on purchases charged directly with hotels and resorts participating in this program, $1 per dollar on all other eligible purchases
- Enjoy a free Uber ride (till $30) on using the coupon, UBERAMEX when you use the card to make the payment
- No fees on foreign transactions
- Enjoy complimentary in-room, premium Internet access while staying with hotels/resorts participating in this program
- No annual fee for the 1st year, $95 thereafter
No Annual Fee – Chase Freedom Unlimited®
- Unlimited 1.5% cash back on every purchase
- Enjoy a $150 bonus on a spend on $500 in the first 3 months from account opening
- APR at 0% for 15 months from account opening on purchases and balance transfers
- No minimum for redeeming cash back
- Cash back rewards do not expire if account is open
- No annual fee
Luxury Travel – The Platinum Card® from American Express
- Enjoy 60,000 Membership Rewards On a spend of $5000 in first 3 months
- Enjoy discounts on Uber rides up to $200 every year
- Earn 5X Membership Rewards on flights booked directly with airlines or with American Express Travel
- Airline Fee Credit worth $200 and up to $200 per year in baggage fees at one qualifying airline
Families – Blue Cash Preferred® Card from American Express
- Earn $200 statement credit on spending $1,000 in purchases within 3 months of opening the account
- Enjoy 6% cashback at US supermarkets up to $6000 per year in purchases, 1% thereafter
- Earn 3% cashback at gas stations and select departmental stores, 1% on other purchases
- 0% APR for first 12 months on purchases and transfers, variable rate thereafter
- $95 in annual fees
- Cashback earned is in the form of Reward Dollars that can be redeemed for gift cards, merchandise and statement credit
Bonus Category Cash Back – Discover it® – Cashback Match™
- Earn 5% each quarter on spending at gas stations, grocery stores, restaurants, wholesale clubs and Amazon up to the quarterly maximum each time you activate it; 1% cashback on other purchases
- As an intro offer, Discover will match all the cash back that is earned for the first year, automatically
- Redeem your cashback any time, for any amount.
- No annual renewal fees